Corebridge Annuity Review (2026)

Corebridge Financial, reviewed

Corebridge Financial is one of the largest annuity sellers in the United States, holding more than $400 billion in assets and an A rating from AM Best. Most people know the underlying carrier by an older name: it operated for decades as AIG's life and retirement division before a 2022 initial public offering turned it into its own publicly traded company. The insurance license, the reserves and the American General Life Insurance Company entity that issues every contract carried through that change untouched.

If you came here searching for an American General annuity, you are in the right place. This page covers Corebridge's ratings, its MYGA and fixed index annuity lineup, and what its pending merger with Equitable means for you.

Corebridge's history: from AIG to a pending Equitable merger

AIG Life & Retirement operated under the American General name for years before AIG spun the division off in a September 2022 IPO. AIG completed the sale of its remaining stake in May 2026, leaving Corebridge fully independent and publicly traded. Then, on March 26, 2026, the two companies revealed plans to combine in an all-stock deal valued near $22 billion, targeted to close before year-end. That news is why AM Best placed Corebridge's ratings under review with developing implications the next day; nothing about the pending deal has touched the terms already locked into existing contracts.

One detail worth knowing if you own an older policy: Corebridge markets some products under both the Corebridge name and the American General Pathway name. Both come from the same American General Life Insurance Company entity and carry identical financial backing.

Corebridge financial strength ratings

An A from AM Best keeps Corebridge solidly in the Excellent tier, one notch below the A+ carriers some buyers require. Interestingly, S&P grades Corebridge a notch higher at A+, a reminder that the agencies weigh capital, size and methodology a little differently. With more than $400 billion in assets, size is not a concern here; the open question is simply how the pending Equitable combination will be scored once it closes.

A rating measures the company, not the product. It tells you how likely the insurer is to pay its obligations, not whether a specific annuity fits your plan.

What annuities does Corebridge sell?

Corebridge runs two parallel MYGA lines and a fixed index annuity lineup:

• MYGAs: two families make up the lineup, American Pathway Fixed and the newer Corebridge Pathway Choice, spanning terms from 3 to 10 years with several rate tiers by deposit size.
• Fixed index annuities: the Power Series lineup credits interest tied to the S&P 500 and other benchmarks, with optional income riders, alongside the Assured Edge Income Builder built specifically for retirement income.

American Pathway Fixed and VisionMYG

Available in 5 and 7-year terms, with optional GROP (guaranteed return of premium) and market value adjustment variants that trade surrender flexibility for rate. The VisionMYG line covers 4, 5, 6, 7 and 10-year terms, a term menu wider than almost any single carrier offers. Minimum premium is $25,000, with better pricing available above $100,000.

Corebridge Pathway Choice

The newer, Corebridge-branded MYGA, spanning 3, 4, 5 and 7-year terms in both standard and GROP versions. Minimum premium is again $25,000, and this line adds a third rate tier at $250,000 for larger deposits.

Corebridge fixed index annuity products

The Power Series is Corebridge's flagship indexed lineup, offering several crediting strategies against the S&P 500 and other indexes plus optional income riders. The Power 10 Protector adds a bonus at issue and an optional rider for guaranteed lifetime withdrawals; see our full review of the Corebridge Power 10 Protector for the contract-level detail.

The Assured Edge Income Builder pairs indexed growth with the Lifetime Income Max rider, aimed at buyers roughly 55 to 70 who want a predictable income stream starting a decade or more down the road rather than immediate access to the money.

Who is Corebridge best for?

• MYGA buyers with $25,000 or more who want the widest possible choice of terms, from 3 to 10 years, without switching carriers.
• Larger deposits, $100,000 to $250,000 and up, since Corebridge's rate tiers reward bigger premiums directly.
• Anyone researching an AIG or American General policy, since Corebridge is that same carrier under a new public name; the underlying guarantees have not moved.
• Fixed index buyers who want an income rider, through either the Power Series or the Assured Edge Income Builder.

How to reach Corebridge

We are independent and not affiliated with Corebridge or AIG. We can put a Corebridge quote next to other top-rated carriers so you can see exactly how the numbers compare before you fund a contract.

Other annuity companies to consider

• Equitable: Corebridge's announced merger partner, also A rated
• Athene: the top seller of fixed annuities nationwide, A+ rated
• Allianz: a large FIA carrier with a deep income rider lineup