Product reviews
Annuity Product Reviews
Contract-level reviews of popular fixed, fixed index and income annuities, plus the indexes they credit.
Fixed index annuities
Product reviewAccumulation Advantage+A 14% bonus and a 10-year commitment, built for growth rather than income.Product reviewAllianz 222A 52% income bonus and a performance-driven roll-up, in exchange for a 10-year wait.Product reviewAllianz Benefit ControlTwo income rider paths and a 25% bonus, wrapped in real complexity.Product reviewAthene AccuMax 7A 7-year growth FIA whose crediting rates are set at issue and locked for the full term.Product reviewAthene Ascent Pro 10 BonusStacked bonuses and a 20-year roll-up built to maximize guaranteed lifetime income.Product reviewAthene Aviator 10A 10-year, no-fee FIA with participation rates up to 290% on 5-year custom index terms.Product reviewAthene Aviator 5A 5-year, no-fee FIA with multi-year participation rates up to 275% on custom indexes.Product reviewAthene Performance Elite 10A 10-year growth FIA with a premium bonus up to 20% on Base or 23% on Plus.Product reviewAthene Performance Elite 15Athene's 15-year growth FIA, with a 24% Base bonus or 27% on the Plus version.Product reviewAthene Performance Elite 7A 7-year growth FIA with no-fee Base and bonus Plus versions and high participation rates.Product reviewAxonic Trailhead 10A principal-protected FIA that offers Bitcoin-correlated crediting, a genuine first in the category.Product reviewAxonic Trailhead 7A 7-year FIA with a locked-in participation floor on three of its four index strategies.Product reviewBloomberg US Dynamic Balance II (BXIIUDB2)A stock-and-bond blend that dials down risk automatically. Used to credit several Allianz annuities.Product reviewBNP Paribas Multi-Asset Diversified 5 (BNPIMAD5)An 8-part, momentum-driven index that leans into whatever asset class is working.Product reviewCharter Plus 10A 10-year accumulation FIA with a large bonus and no income rider.Product reviewCore Income 7A 7-year FIA where the income rider isn't optional, and costs 1.25% a year.Product reviewCorebridge Power Select BuilderA wide-menu accumulation FIA with no rider fee, built for growth, not income.Product reviewDelaware Life Momentum GrowthA no-bonus 10-year FIA with a mid-year gain lock-in feature called VersaGain.Product reviewDelaware Life Retirement Stages SelectA flexible-premium FIA with a wide index menu and a cap-rate exit right.Product reviewEquiTrust MarketPower Bonus IndexA long-surrender bonus FIA built around a 15% upfront credit.Product reviewF&G Power Accumulator 7A flexible-premium FIA with a wide index and ETF menu and a shorter 7-year term.Product reviewIncome Pay Pro 10A 10-year FIA built around an 8% compound income roll-up and a nursing home doubler.Product reviewIndex Protector 7An A++ carrier, a rare 7-year cap lock, and no commission, sold only through fee-based advisors in 8 states.Product reviewJ.P. Morgan Mozaic II IndexA 15-asset-class momentum index built for consistency, not for chasing the S&P 500.Product reviewLegend 7An A++ carrier, a low $10,000 minimum, and a gold crediting strategy most FIAs don't offer.Product reviewLincoln OptiBlend 10A strong carrier and a rare flexible-deposit design, on a 10-year contract built around one new index.Product reviewMerrill Lynch Strategic Balanced Index (MLSB)A stock-and-Treasury blend, exclusive to Corebridge, that rebalances twice a year and watches volatility daily.Product reviewMNL Income PlanningNo roll-up. Just an age-banded rate that can pay $17,160 a year on $100K.Product reviewNAC BenefitSolutions 10A 20% benefit base bonus and step-up floors, from an A+ carrier with brand-new indexes.Product reviewNasdaq FC Index (BOFANFCC)A fast-rebalancing, tech-heavy crediting index built on the Nasdaq-100.Product reviewNationwide New Heights Select 9A 30% bonus and a guaranteed 9.5% compound rollup on the income base, from a Fortune 100 carrier.Product reviewNationwide Peak 10A 25% bonus and an 8% guaranteed roll-up on the income base, for patient income buyers.Product reviewPIMCO Tactical Balanced ER IndexA multi-asset crediting index built to smooth out an annuity's index-linked returns.Product reviewPower 7 ProtectorA no-bonus, no-rider 7-year FIA built around two transparent S&P 500 accounts.Product reviewPremier Income BonusAn A++ carrier, a 7-year surrender, and income you can start on day one.Product reviewReliance Standard Accumulator 7A 7-year accumulation FIA with no MVA and an optional 8% death benefit rider.Product reviewSecurity Benefit Strategic GrowthA 10-year accumulation FIA with three index strategies and a rate buy-up refund.
All
Product reviewAmerican Equity AssetShield 7A 7-year FIA for safe growth, with no income rider and a strong guaranteed floor.Product reviewAmerican Equity IncomeShield 10A built-in income rider with a guaranteed 10% rollup and a free health benefit.Product reviewAthene Agility 10A top-selling FIA with a free income rider, offset by a 10-year surrender term.Product reviewF&G SecureIncome 7A 7-year income FIA with a 7% bonus and roll-up, built for guaranteed lifetime income.Product reviewGlobal Atlantic ForeIncome IIAn income FIA with a choice of two riders and a free ADL income doubler.Product reviewIbexis MYGA PlusA MYGA with an optional index-linked kicker on up to half your premium.
Income annuities
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