Start your free review
Five quick questions, then book a short call to start your written review.
Who a review is for
A review is worth doing if any of these sound like you:
- You bought your annuity five or more years ago, and you are not sure what it does today.
- Your surrender period has ended or is about to, so you can move money without a penalty.
- You want income sooner, or more income than your contract will pay.
- You married, lost a spouse, retired or changed your plans for the money.
- You suspect you are paying for riders or fees you do not use.
What you get
A written, plain-English summary of your contract, usually 5 to 8 pages:
- What you own. The carrier, the contract type, the fees, the riders and the surrender schedule, explained without jargon.
- What it is doing for you. How the value has grown, what the income rider would pay and what each fee costs you in dollars.
- Your options, with numbers. Keep it as it is, turn it into guaranteed income, or exchange it tax-free for a contract that fits better through a 1035 exchange. Each option shows the cost and the benefit side by side.
How it works
- Fill out the short form on this page.
- Book a quick intro call so we understand your goals.
- Send your latest annual statement.
- Get your written review, then decide on your own time.
Why an honest review matters
Annuities are long contracts, and replacing one is not always the right call. A new contract can bring a new surrender period, and some riders cannot be recovered once given up. A good review weighs all of that. If your current annuity is still the best fit, that is what we will tell you.
Frequently asked questions
Will you tell me to replace my annuity?
Only if it clearly helps you. Plenty of reviews end with the advice to keep the contract you have. Replacing an annuity can restart a surrender period and give up benefits you have already earned, so we show you the full trade-off in writing before anything changes.
What do I need to send?
Your most recent annual statement is enough to start. If you still have the contract or the original illustration, send that too. It helps us read the rider terms exactly.
Does the review cost anything?
No. The review is free and there is no obligation. If you decide to make a change, the insurance company pays us. You never pay a fee.
How long does it take?
Most reviews are ready within 7 to 10 business days after we receive your statement.
Educational only, not investment, tax or legal advice. Tax Free Wealth Plan LLC is a licensed insurance agency, not a registered investment adviser or broker-dealer. Annuities are not bank deposits, are not FDIC insured and are not guaranteed by any government agency. Guarantees are backed solely by the claims-paying ability of the issuing insurance company. Features, rates and availability vary by state and change over time; the contract and disclosure documents govern.