/* Tax Free Wealth Plan research library (annuities, retirement planning).
   Loaded after tfwp-home-v5.css and built on its tokens. Every library page is rendered by
   scripts/build-library.mjs, so a change here restyles all of them.
   Signature: an ink-navy hero with a faint yield-curve and grid, content on a paper ground. */

.lib {
  --v5-wrap: 1320px;
  --lib-navy: #0b1f33;
  --lib-navy-2: #0a2a4a;
  --lib-paper: #f4f8fc;
  --lib-teal: #14b8a6;
  --lib-aside: 340px;
  --lib-r: 20px;
  background: var(--lib-paper);
}
.lib main { background: var(--lib-paper); }
.lib .v5-nav { background: rgba(255, 255, 255, 0.94); }

/* ---------- Navigation dropdowns ---------- */
.lib-nav { gap: 2px; }
.lib-dd { position: relative; }
.lib-dd-t { display: inline-flex !important; align-items: center; gap: 4px; }
.lib-dd-t .chev { width: 15px; height: 15px; opacity: .6; transition: transform var(--v5-t); }
.lib-dd:hover .chev, .lib-dd:focus-within .chev { transform: rotate(180deg); }
.lib-dd-p { position: absolute; top: calc(100% + 10px); left: 50%; transform: translate(-50%, 6px); opacity: 0; visibility: hidden; transition: opacity 160ms var(--v5-ease), transform 160ms var(--v5-ease), visibility 160ms; background: #fff; border: 1px solid var(--v5-line); border-radius: 18px; box-shadow: 0 24px 60px -24px rgba(11, 31, 51, .35), 0 2px 6px rgba(11, 31, 51, .05); padding: 14px; z-index: 80; }
.lib-dd::after { content: ""; position: absolute; left: 0; right: 0; top: 100%; height: 14px; }
.lib-dd:hover .lib-dd-p, .lib-dd:focus-within .lib-dd-p { opacity: 1; visibility: visible; transform: translate(-50%, 0); }
.lib-dd-p a { display: grid !important; gap: 2px; padding: 10px 12px !important; border-radius: 12px !important; text-decoration: none; }
.lib-dd-p a b { font-size: 14.5px; font-weight: 700; color: var(--v5-ink); }
.lib-dd-p a span { font-size: 13px; font-weight: 500; color: var(--v5-mute); }
.lib-dd-p a:hover { background: var(--v5-b-50) !important; }
.lib-mega { display: grid; grid-template-columns: 260px 280px; gap: 8px; width: max-content; }
.lib-mega-col p { margin: 6px 12px 6px; font-size: 12px; font-weight: 700; color: var(--v5-b-600); letter-spacing: .02em; }
.lib-mega-cta { align-self: stretch; display: flex !important; flex-direction: column; justify-content: flex-end; gap: 6px !important; padding: 18px !important; margin: 4px; background: radial-gradient(260px 180px at 100% 0%, rgba(40, 161, 224, .45), transparent 70%), linear-gradient(160deg, var(--lib-navy-2), var(--lib-navy)) !important; color: #fff; }
.lib-mega-cta span { font-size: 12px !important; font-weight: 700 !important; color: #7fc0fb !important; }
.lib-mega-cta b { color: #fff !important; font-size: 18px !important; line-height: 1.25; }
.lib-mega-cta em { font-style: normal; font-size: 13px; color: rgba(255, 255, 255, .75); }
.lib-mega-cta i { font-style: normal; margin-top: 8px; display: inline-flex; width: fit-content; padding: 8px 14px; border-radius: 999px; background: #fff; color: var(--v5-b-700); font-size: 13.5px; font-weight: 700; }
.lib-drop { width: 280px; }
.lib-drop a.all { border-top: 1px solid var(--v5-line); margin-top: 6px; border-radius: 0 0 12px 12px !important; }
.lib-drop a.all b { color: var(--v5-b-600); }
.lib-panel details { border-radius: 12px; }
.lib-panel summary { list-style: none; cursor: pointer; display: flex; align-items: center; justify-content: space-between; min-height: 48px; padding: 0 14px; font-size: 17px; font-weight: 600; color: var(--v5-ink); }
.lib-panel summary::-webkit-details-marker { display: none; }
.lib-panel summary::after { content: "+"; font-size: 22px; color: var(--v5-b-600); }
.lib-panel details[open] summary::after { content: "\2212"; }
.lib-panel details a { min-height: 40px !important; font-size: 15.5px !important; padding-left: 26px !important; color: var(--v5-ink-2) !important; }

/* ---------- Hero: ink navy with a yield curve ---------- */
.lib-hero { position: relative; overflow: hidden; isolation: isolate; color: #fff; padding: 0 0 clamp(40px, 5vw, 64px);
  background:
    radial-gradient(700px 380px at 88% 8%, rgba(40, 161, 224, .28), transparent 70%),
    radial-gradient(520px 320px at 8% 110%, rgba(0, 139, 249, .18), transparent 70%),
    linear-gradient(180deg, var(--lib-navy-2) 0%, var(--lib-navy) 100%); }
.lib-hero::before { content: ""; position: absolute; inset: 0; z-index: -1; background-image: linear-gradient(rgba(127, 192, 251, .07) 1px, transparent 1px), linear-gradient(90deg, rgba(127, 192, 251, .07) 1px, transparent 1px); background-size: 56px 56px; mask-image: linear-gradient(180deg, rgba(0,0,0,.9), rgba(0,0,0,.2)); -webkit-mask-image: linear-gradient(180deg, rgba(0,0,0,.9), rgba(0,0,0,.2)); }
.lib-hero-art { position: absolute; z-index: -1; right: 0; bottom: 0; width: 100%; height: 100%; opacity: .9; pointer-events: none; mask-image: linear-gradient(90deg, transparent 20%, #000 70%); -webkit-mask-image: linear-gradient(90deg, transparent 20%, #000 70%); }
.lib-hero-in { display: grid; grid-template-columns: minmax(0, 1fr); gap: 32px; align-items: end; padding-top: 22px; }
.lib-hero.has-card .lib-hero-in { grid-template-columns: minmax(0, 1fr) 360px; }
.lib-hero .v5-eyebrow { color: #7fc0fb; margin-bottom: 14px; }
.lib-hero .v5-eyebrow::before { background: #28a1e0; }
.lib-title { font-size: clamp(34px, 4.6vw, 58px); line-height: 1.05; font-weight: 700; letter-spacing: -0.032em; color: #fff; max-width: 20ch; margin: 0; text-wrap: balance; }
.lib-dek { font-size: clamp(17px, 1.35vw, 20px); line-height: 1.6; color: rgba(231, 240, 250, .82); max-width: 62ch; margin: 18px 0 0; }
.lib-chips { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 20px; }
.lib-chip-plain { display: inline-flex; align-items: center; font-size: 12.5px; font-weight: 600; color: #dcedff; background: rgba(255, 255, 255, .08); border: 1px solid rgba(255, 255, 255, .16); border-radius: 999px; padding: 5px 12px; white-space: nowrap; }

.lib-crumbs { padding-top: 22px; position: relative; }
.lib-crumbs ol { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; gap: 6px 8px; font-size: 13.5px; }
.lib-crumbs li { display: inline-flex; align-items: center; gap: 8px; }
.lib-crumbs li + li::before { content: ""; width: 5px; height: 5px; border-right: 1.5px solid rgba(255,255,255,.35); border-top: 1.5px solid rgba(255,255,255,.35); transform: rotate(45deg); }
.lib-crumbs a { color: rgba(220, 237, 255, .72); text-decoration: none; font-weight: 500; }
.lib-crumbs a:hover { color: #fff; }
.lib-crumbs [aria-current] { color: #fff; font-weight: 600; }

.lib-byline { display: flex; align-items: center; gap: 12px; margin-top: 26px; font-size: 14px; color: rgba(220, 237, 255, .72); }
.lib-byline img { width: 46px; height: 46px; border-radius: 50%; object-fit: cover; object-position: 50% 20%; border: 2px solid rgba(255,255,255,.9); flex: none; background: var(--v5-b-50); }
.lib-byline b { color: #fff; font-weight: 700; }
.lib-byline a { color: inherit; text-decoration: none; }
.lib-byline a:hover b { text-decoration: underline; text-underline-offset: 3px; }
.lib-byline .meta { display: flex; flex-wrap: wrap; gap: 4px 14px; margin-top: 2px; }
.lib-byline .meta span + span::before { content: ""; display: inline-block; width: 3px; height: 3px; border-radius: 50%; background: rgba(255,255,255,.35); margin-right: 14px; vertical-align: middle; }

/* Score card (carriers) and spec card (products) */
.lib-card { background: #fff; border: 1px solid var(--v5-line); border-radius: var(--lib-r); box-shadow: var(--v5-shadow); padding: 20px 22px 16px; color: var(--v5-ink); }
.lib-hero .lib-card { box-shadow: 0 30px 60px -30px rgba(0, 0, 0, .55), 0 0 0 1px rgba(255,255,255,.04); }
.lib-card h2 { font-size: 13px; font-weight: 700; color: var(--v5-mute); margin: 0 0 12px; }
.lib-grade { display: flex; align-items: baseline; gap: 12px; padding-bottom: 14px; border-bottom: 1px solid var(--v5-line); }
.lib-grade strong { font-size: 48px; line-height: 1; font-weight: 800; letter-spacing: -0.03em; background: linear-gradient(135deg, var(--v5-b-500), var(--v5-b-700)); -webkit-background-clip: text; background-clip: text; color: transparent; }
.lib-grade span { font-size: 14px; color: var(--v5-ink-2); line-height: 1.35; }
.lib-grade span b { display: block; color: var(--v5-ink); }
.lib-kv { list-style: none; margin: 10px 0 0; padding: 0; }
.lib-kv li { display: flex; justify-content: space-between; gap: 12px; padding: 7px 0; font-size: 14px; border-bottom: 1px dashed var(--v5-line); }
.lib-kv li:last-child { border-bottom: 0; }
.lib-kv span { color: var(--v5-mute); }
.lib-kv b { color: var(--v5-ink); font-weight: 700; text-align: right; font-variant-numeric: tabular-nums; }
.lib-card .lib-card-foot { margin: 10px 0 0; font-size: 12.5px; color: var(--v5-mute); }
.lib-card .lib-card-foot a { color: var(--v5-b-600); font-weight: 600; }

/* ---------- Body: paper ground, white reading surface ---------- */
.lib-body { background: var(--lib-paper); }
.lib-grid { display: grid; grid-template-columns: minmax(0, 1fr); gap: 32px; padding-top: clamp(28px, 3.5vw, 48px); padding-bottom: clamp(48px, 6vw, 88px); }
.lib-main { min-width: 0; background: #fff; border: 1px solid var(--v5-line); border-radius: 24px; padding: clamp(22px, 4vw, 52px); box-shadow: 0 1px 2px rgba(11,31,51,.03), 0 30px 60px -44px rgba(11,31,51,.25); }
.lib-aside { display: none; }
@media (min-width: 1100px) {
  .lib-grid { grid-template-columns: minmax(0, 1fr) var(--lib-aside); gap: 40px; }
  .lib-aside { display: block; }
  .lib-aside-in { position: sticky; top: calc(var(--v5-nav) + 24px); display: grid; gap: 18px; }
}
@media (max-width: 960px) { .lib-hero.has-card .lib-hero-in { grid-template-columns: minmax(0, 1fr); } }
@media (max-width: 640px) { .lib-main { border-radius: 18px; border-left: 0; border-right: 0; margin: 0 calc(-1 * var(--v5-gutter)); } }

.lib-toc { background: #fff; border: 1px solid var(--v5-line); border-radius: var(--lib-r); padding: 18px 16px 12px; }
.lib-toc h2 { font-size: 13px; font-weight: 700; color: var(--v5-mute); margin: 0 0 10px; padding-left: 4px; }
.lib-toc ol { list-style: none; margin: 0; padding: 0; border-left: 2px solid var(--v5-line); }
.lib-toc a { display: block; padding: 6px 0 6px 14px; margin-left: -2px; border-left: 2px solid transparent; font-size: 14px; line-height: 1.4; color: var(--v5-ink-2); text-decoration: none; }
.lib-toc a:hover { color: var(--v5-b-600); }
.lib-toc a.is-active { color: var(--v5-b-700); border-left-color: var(--v5-b-500); font-weight: 600; }

.lib-quote { position: relative; overflow: hidden; color: #fff; border-radius: var(--lib-r); padding: 24px; box-shadow: var(--v5-shadow-lg);
  background: radial-gradient(300px 200px at 100% 0%, rgba(40, 161, 224, .5), transparent 70%), linear-gradient(160deg, var(--lib-navy-2), var(--lib-navy)); }
.lib-quote h2 { font-size: 21px; line-height: 1.25; font-weight: 700; letter-spacing: -0.012em; color: #fff; margin: 0 0 8px; }
.lib-quote p { font-size: 14.5px; line-height: 1.55; color: rgba(231, 240, 250, .82); margin: 0 0 18px; }
.lib-quote .v5-btn { width: 100%; background: #fff; color: var(--v5-b-700); border-color: #fff; }
.lib-quote .v5-btn:hover { background: var(--v5-b-50); }
.lib-quote small { display: block; margin-top: 10px; font-size: 12.5px; color: rgba(231, 240, 250, .7); text-align: center; }

/* ---------- Article blocks ---------- */
.lib-block { margin: 0 0 40px; }
.lib-block:last-child { margin-bottom: 0; }
.lib-block > h2 { font-size: clamp(23px, 2.2vw, 29px); line-height: 1.2; font-weight: 700; letter-spacing: -0.02em; color: var(--v5-ink); margin: 0 0 16px; }

.lib-verdict { position: relative; background: linear-gradient(180deg, var(--v5-b-50), #fff 140%); border: 1px solid var(--v5-b-100); border-radius: var(--lib-r); padding: 26px 28px 26px 32px; overflow: hidden; }
.lib-verdict::before { content: ""; position: absolute; left: 0; top: 0; bottom: 0; width: 5px; background: linear-gradient(180deg, var(--v5-b-500), var(--lib-teal)); }
.lib-verdict .label { display: inline-flex; align-items: center; gap: 8px; font-size: 13px; font-weight: 700; color: var(--v5-b-700); }
.lib-verdict .label::before { content: ""; width: 18px; height: 18px; border-radius: 50%; background: var(--v5-b-500) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='3.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 13l4 4 10-10'/%3E%3C/svg%3E") center / 10px no-repeat; }
.lib-verdict h2 { font-size: clamp(21px, 2vw, 25px); line-height: 1.25; font-weight: 700; letter-spacing: -0.015em; color: var(--v5-ink); margin: 10px 0 8px; }
.lib-verdict p { font-size: 17.5px; line-height: 1.65; color: var(--v5-ink-2); margin: 0; }

.lib-table { overflow-x: auto; border: 1px solid var(--v5-line); border-radius: 16px; margin: 1.4em 0 1.6em; background: #fff; }
.lib-table table { border-collapse: collapse; width: 100%; min-width: 480px; font-size: 15px; }
.lib-table th, .lib-table td { text-align: left; padding: 12px 16px; border-bottom: 1px solid var(--v5-line); vertical-align: top; line-height: 1.5; }
.lib-table thead th { background: var(--lib-navy); color: #fff; font-weight: 700; font-size: 13px; letter-spacing: .01em; }
.lib-table tbody tr:nth-child(even) td, .lib-table tbody tr:nth-child(even) th { background: #fafcfe; }
.lib-table tbody tr:last-child td, .lib-table tbody tr:last-child th { border-bottom: 0; }
.lib-table tbody th { font-weight: 600; color: var(--v5-mute); width: 38%; }
.lib-table td { color: var(--v5-ink); font-variant-numeric: tabular-nums; }
.lib-table td:first-child { font-weight: 600; }
.lib-block > .lib-table { margin-top: 0; }

.lib-rates { position: relative; overflow: hidden; display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 18px; align-items: center; border-radius: var(--lib-r); padding: 24px 26px; color: #fff;
  background: radial-gradient(420px 220px at 100% 0%, rgba(40,161,224,.45), transparent 70%), linear-gradient(135deg, var(--lib-navy-2), var(--lib-navy)); }
.lib-rates h2 { font-size: 21px !important; line-height: 1.3; font-weight: 700; color: #fff !important; margin: 0 0 6px !important; letter-spacing: -0.01em; }
.lib-rates p { font-size: 15px; line-height: 1.55; color: rgba(231,240,250,.82); margin: 0; max-width: 52ch; }
.lib-rates .v5-btn { background: #fff; color: var(--v5-b-700); border-color: #fff; }
@media (max-width: 640px) { .lib-rates { grid-template-columns: 1fr; } .lib-rates .v5-btn { width: 100%; } }

/* AM Best ladder */
.lib-ladder-sub { margin: -6px 0 18px; font-size: 15.5px; color: var(--v5-ink-2); }
.lib-ladder-scale { list-style: none; margin: 0; padding: 38px 0 0; display: grid; grid-template-columns: repeat(13, minmax(0, 1fr)); gap: 4px; }
.lib-ladder-scale li { position: relative; height: 44px; border-radius: 8px; display: grid; place-items: center; font-size: 13px; font-weight: 700; color: var(--v5-ink-2); background: #eef2f7; }
.lib-ladder-scale li.t-superior { background: #d9ecff; color: var(--v5-b-700); }
.lib-ladder-scale li.t-excellent { background: #e5f2ff; color: var(--v5-b-700); }
.lib-ladder-scale li.t-good { background: #eef4f8; }
.lib-ladder-scale li.on { background: linear-gradient(160deg, var(--v5-b-500), var(--v5-b-700)); color: #fff; box-shadow: 0 10px 22px -10px rgba(0, 119, 219, .8); transform: translateY(-3px); }
.lib-ladder-scale li b { position: absolute; bottom: calc(100% + 8px); left: 50%; transform: translateX(-50%); white-space: nowrap; font-size: 12px; color: #fff; background: var(--lib-navy); padding: 4px 9px; border-radius: 8px; }
.lib-ladder-scale li b::after { content: ""; position: absolute; left: 50%; top: 100%; transform: translateX(-50%); border: 5px solid transparent; border-top-color: var(--lib-navy); }
.lib-ladder-groups { display: flex; gap: 4px; margin-top: 8px; font-size: 11.5px; font-weight: 600; color: var(--v5-mute); }
.lib-ladder-groups span { text-align: center; border-top: 2px solid var(--v5-line); padding-top: 6px; }
.lib-ladder-groups .t-superior, .lib-ladder-groups .t-excellent { border-color: var(--v5-b-300); color: var(--v5-b-700); }
@media (max-width: 640px) { .lib-ladder-scale li { height: 36px; font-size: 11px; border-radius: 6px; } .lib-ladder-groups { font-size: 10px; } .lib-ladder-groups .t-weak, .lib-ladder-groups .t-poor { visibility: hidden; } }

/* Interactive charts (rendered by tfwp-library.js from data-viz) */
.lib-viz { margin: 0; padding: 18px 18px 12px; border: 1px solid var(--v5-line); border-radius: 18px; background: linear-gradient(180deg, #fff, #fafcfe); position: relative; }
.lib-viz figcaption { font-size: 13.5px; color: var(--v5-mute); margin-top: 8px; }
.lib-viz svg, .lib-chart { width: 100%; height: auto; display: block; overflow: visible; }
.lib-viz text, .lib-chart text { font: 500 11.5px var(--v5-font); fill: var(--v5-mute); }
.lib-tip { position: absolute; pointer-events: none; background: var(--lib-navy); color: #fff; border-radius: 10px; padding: 8px 11px; font-size: 12.5px; line-height: 1.45; box-shadow: 0 12px 28px -12px rgba(0,0,0,.5); transform: translate(-50%, calc(-100% - 12px)); white-space: nowrap; z-index: 5; opacity: 0; transition: opacity 120ms; }
.lib-tip.on { opacity: 1; }
.lib-tip b { font-weight: 700; }
.lib-tip i { display: inline-block; width: 8px; height: 8px; border-radius: 2px; margin-right: 6px; }
.lib-legend { display: flex; flex-wrap: wrap; gap: 6px 18px; font-size: 13px; color: var(--v5-ink-2); margin-bottom: 8px; }
.lib-legend span { display: inline-flex; align-items: center; gap: 7px; }
.lib-legend i { width: 10px; height: 10px; border-radius: 3px; }

.lib-pc { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.lib-pc > div { border: 1px solid var(--v5-line); border-radius: var(--lib-r); padding: 20px 22px; background: #fff; }
.lib-pc .pros { background: linear-gradient(180deg, #f1fbf6, #fff 60%); }
.lib-pc .cons { background: linear-gradient(180deg, #fdf4f2, #fff 60%); }
.lib-pc h3 { display: flex; align-items: center; gap: 10px; font-size: 17px; font-weight: 700; color: var(--v5-ink); margin: 0 0 10px; }
.lib-pc h3::before { content: ""; width: 24px; height: 24px; border-radius: 50%; background-position: center; background-repeat: no-repeat; background-size: 11px; flex: none; }
.lib-pc .pros h3::before { background-color: #d8f2e5; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230f8a5f' stroke-width='3.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M12 5v14M5 12h14'/%3E%3C/svg%3E"); }
.lib-pc .cons h3::before { background-color: #fbe1db; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23b4372a' stroke-width='3.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12h14'/%3E%3C/svg%3E"); }
.lib-pc ul { list-style: none; margin: 0; padding: 0; }
.lib-pc li { position: relative; padding: 9px 0 9px 18px; font-size: 15.5px; line-height: 1.55; color: var(--v5-ink-2); border-top: 1px solid rgba(11,31,51,.06); }
.lib-pc li:first-child { border-top: 0; }
.lib-pc li::before { content: ""; position: absolute; left: 2px; top: 1.1em; width: 6px; height: 6px; border-radius: 50%; }
.lib-pc .pros li::before { background: var(--v5-ok); }
.lib-pc .cons li::before { background: var(--v5-err); }
@media (max-width: 640px) { .lib-pc { grid-template-columns: 1fr; } }

.lib-def { position: relative; padding: 22px 24px 22px 28px; font-size: 20px; line-height: 1.55; color: var(--v5-ink); background: var(--v5-b-50); border-radius: var(--lib-r); }
.lib-def::before { content: ""; position: absolute; left: 0; top: 16px; bottom: 16px; width: 4px; border-radius: 4px; background: var(--v5-b-500); }

.lib-faq details { background: #fff; border: 1px solid var(--v5-line); border-radius: 16px; margin-bottom: 10px; transition: border-color var(--v5-t); }
.lib-faq details[open] { border-color: var(--v5-b-200); box-shadow: var(--v5-shadow); }
.lib-faq summary { cursor: pointer; list-style: none; display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 17px 20px; font-size: 16.5px; font-weight: 700; line-height: 1.4; color: var(--v5-ink); }
.lib-faq summary::-webkit-details-marker { display: none; }
.lib-faq summary::after { content: ""; flex: none; width: 28px; height: 28px; border-radius: 50%; background: var(--v5-b-50); background-image: linear-gradient(var(--v5-b-600), var(--v5-b-600)), linear-gradient(var(--v5-b-600), var(--v5-b-600)); background-size: 10px 2px, 2px 10px; background-position: center; background-repeat: no-repeat; transition: transform var(--v5-t); }
.lib-faq details[open] summary::after { transform: rotate(45deg); }
.lib-faq details > div { padding: 0 20px 18px; font-size: 16px; line-height: 1.65; color: var(--v5-ink-2); }
.lib-faq details > div p { margin: 0 0 .8em; }
.lib-faq details > div p:last-child { margin: 0; }
.lib-faq summary:focus-visible, .lib-toc a:focus-visible, .lib-cardlink:focus-visible, .lib-tile:focus-visible { outline: 2px solid var(--v5-b-500); outline-offset: 2px; border-radius: 12px; }

.lib-author { display: grid; grid-template-columns: 76px minmax(0, 1fr); gap: 20px; align-items: start; border-radius: var(--lib-r); padding: 24px; background: var(--lib-paper); border: 1px solid var(--v5-line); }
.lib-author img { width: 76px; height: 76px; border-radius: 50%; object-fit: cover; object-position: 50% 20%; background: var(--v5-b-50); }
.lib-author .who { font-size: 13px; font-weight: 700; color: var(--v5-mute); margin: 0; }
.lib-author h3 { font-size: 19px; font-weight: 700; color: var(--v5-ink); margin: 4px 0 2px; }
.lib-author .role { font-size: 14px; color: var(--v5-ink-2); margin: 0 0 10px; }
.lib-author p.bio { font-size: 15px; line-height: 1.6; color: var(--v5-ink-2); margin: 0 0 12px; }
.lib-author .links { display: flex; flex-wrap: wrap; gap: 8px 16px; font-size: 14px; }
.lib-author .links a { color: var(--v5-b-600); font-weight: 600; text-decoration: none; }
.lib-author .links a:hover { text-decoration: underline; }

.lib-sources { font-size: 14px; color: var(--v5-mute); }
.lib-sources h2 { font-size: 15px !important; font-weight: 700; color: var(--v5-ink-2) !important; margin: 0 0 8px !important; }
.lib-sources ol { margin: 0; padding-left: 20px; }
.lib-sources li { margin: 4px 0; overflow-wrap: anywhere; }
.lib-sources a { color: var(--v5-ink-2); }
.lib-note { font-size: 13px; line-height: 1.6; color: var(--v5-mute); border-top: 1px solid var(--v5-line); padding-top: 18px; margin-top: 8px; }

/* Prose */
.lib .v5-prose { font-size: 18px; }
.lib .v5-prose h2 { scroll-margin-top: calc(var(--v5-nav) + 20px); padding-top: .4em; }
.lib .v5-prose h3 { scroll-margin-top: calc(var(--v5-nav) + 20px); }
.lib .v5-prose .lib-table table { font-size: 15px; line-height: 1.5; }
.lib .v5-prose > ul > li::before { background: var(--v5-b-500); }

/* ---------- Cards, tiles, index pages ---------- */
.lib-related { padding: clamp(48px, 6vw, 80px) 0; background: #fff; border-top: 1px solid var(--v5-line); }
.lib-related .v5-h2 { font-size: clamp(24px, 2.6vw, 32px); margin: 0 0 24px; max-width: none; }
.lib-cards { display: grid; grid-template-columns: repeat(auto-fill, minmax(260px, 1fr)); gap: 14px; }
.lib-cardlink { position: relative; display: flex; flex-direction: column; gap: 8px; background: #fff; border: 1px solid var(--v5-line); border-radius: 18px; padding: 18px 18px 16px; text-decoration: none; color: inherit; transition: border-color var(--v5-t), box-shadow var(--v5-t); }
.lib-cardlink:hover { border-color: var(--v5-b-200); box-shadow: 0 18px 40px -26px rgba(0, 98, 184, .45); }
.lib-cardlink .k { display: inline-flex; align-items: center; gap: 7px; font-size: 12.5px; font-weight: 700; color: var(--v5-b-600); }
.lib-cardlink .ico, .lib-tile .ico { width: 18px; height: 18px; flex: none; }
.lib-card-logo { display: flex; align-items: center; height: 40px; margin-bottom: 4px; }
.lib-cards:has(.lib-card-logo) .lib-cardlink > .k { height: 40px; margin-bottom: 4px; }
.lib-card-logo img { max-height: 34px; max-width: 170px; width: auto; height: auto; object-fit: contain; object-position: left center; }
.lib-cardlink b { font-size: 16.5px; line-height: 1.35; color: var(--v5-ink); font-weight: 700; }
.lib-cardlink span.d { font-size: 14px; line-height: 1.5; color: var(--v5-mute); }
.lib-cardlink .grade { align-self: flex-start; margin-top: auto; font-size: 12px; font-weight: 700; border-radius: 999px; padding: 3px 10px; color: var(--v5-b-700); background: var(--v5-b-50); border: 1px solid var(--v5-b-100); }
.lib-cardlink .grade.ok { color: #8a5a00; background: #fff6e5; border-color: #fbe3b4; }
.lib-cardlink .grade.low { color: var(--v5-err); background: #fdeee9; border-color: #f7d3c9; }

.lib-hero-index { padding-bottom: clamp(48px, 6vw, 76px); }
.lib-hero-index:has(+ .lib-body .lib-tiles) { padding-bottom: clamp(104px, 10vw, 136px); }
.lib-search { position: relative; margin-top: 26px; max-width: 520px; }
.lib-search svg { position: absolute; left: 18px; top: 50%; width: 20px; height: 20px; transform: translateY(-50%); color: var(--v5-mute); }
.lib-search input { width: 100%; height: 58px; border: 0; border-radius: 16px; padding: 0 18px 0 50px; font: 500 17px var(--v5-font); color: var(--v5-ink); background: #fff; box-shadow: 0 20px 40px -20px rgba(0,0,0,.5); }
.lib-search input:focus { outline: 3px solid rgba(40,161,224,.55); }
.lib-index { padding-block: clamp(32px, 4vw, 56px) clamp(56px, 7vw, 96px); }
.lib-index section + section { margin-top: 52px; }
.lib-index h2 { font-size: clamp(22px, 2.2vw, 28px); font-weight: 700; letter-spacing: -0.02em; color: var(--v5-ink); margin: 0 0 6px; }
.lib-index .sub { font-size: 15.5px; color: var(--v5-mute); margin: 0 0 18px; max-width: 64ch; }
.lib-index .more { display: inline-flex; margin-top: 14px; font-size: 14.5px; font-weight: 700; color: var(--v5-b-600); text-decoration: none; }
.lib-az { display: flex; flex-wrap: wrap; gap: 6px; margin: 0 0 26px; }
.lib-az a { min-width: 36px; height: 36px; display: inline-flex; align-items: center; justify-content: center; border: 1px solid var(--v5-line); background: #fff; border-radius: 10px; font-size: 14px; font-weight: 700; color: var(--v5-ink-2); text-decoration: none; }
.lib-az a:hover { border-color: var(--v5-b-300); color: var(--v5-b-700); }
.lib-tiles { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 14px; margin-top: calc(-1 * clamp(56px, 6vw, 80px)); position: relative; z-index: 2; }
.lib-tile { display: grid; grid-template-columns: 44px minmax(0, 1fr); grid-template-rows: auto auto; column-gap: 14px; align-items: center; background: #fff; border: 1px solid var(--v5-line); border-radius: 18px; padding: 18px; text-decoration: none; box-shadow: 0 24px 50px -34px rgba(11,31,51,.45); transition: border-color var(--v5-t), box-shadow var(--v5-t); }
.lib-tile:hover { border-color: var(--v5-b-200); box-shadow: 0 24px 50px -26px rgba(0, 98, 184, .45); }
.lib-tile .ico { grid-row: span 2; width: 44px; height: 44px; padding: 11px; border-radius: 12px; background: var(--v5-b-50); color: var(--v5-b-600); }
.lib-tile b { font-size: 16.5px; color: var(--v5-ink); }
.lib-tile span { font-size: 13.5px; color: var(--v5-mute); }
@media (max-width: 900px) { .lib-tiles { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .lib-tiles { gap: 10px; } .lib-tile { grid-template-columns: 1fr; row-gap: 4px; padding: 14px; } .lib-tile .ico { grid-row: auto; width: 38px; height: 38px; padding: 9px; margin-bottom: 6px; } .lib-tile b { font-size: 15px; } .lib-tile span { font-size: 12.5px; } }
.lib-hero-index + .lib-body .lib-index { padding-top: 0; }
.lib-hero-index + .lib-body .lib-index > :first-child:not(.lib-tiles) { margin-top: 36px; }

/* ---------- Calculators (full width) ---------- */
.lib-toolwrap { background: var(--lib-paper); padding-top: clamp(28px, 3vw, 44px); }
.lib-toolwrap .lib-block { margin: 0; }
.lib-tool { border: 1px solid var(--v5-line); border-radius: 24px; background: #fff; box-shadow: 0 1px 2px rgba(11,31,51,.03), 0 40px 80px -50px rgba(11,31,51,.35); overflow: hidden; }
.lib-tool-grid { display: grid; grid-template-columns: 380px minmax(0, 1fr); }
@media (max-width: 960px) { .lib-tool-grid { grid-template-columns: 1fr; } }
.lib-tool-in { padding: 28px; display: grid; gap: 16px; align-content: start; background: #fbfdff; border-right: 1px solid var(--v5-line); }
@media (max-width: 960px) { .lib-tool-in { border-right: 0; border-bottom: 1px solid var(--v5-line); } }
.lib-tool-out { padding: 28px 30px; display: grid; gap: 20px; align-content: start; min-width: 0; }
.lib-field { display: grid; gap: 6px; align-content: start; }
.lib-field label, .lib-field .lib-field-label { font-size: 13.5px; font-weight: 700; color: var(--v5-ink); }
.lib-field .hint { font-size: 12.5px; color: var(--v5-mute); }
.lib-field input, .lib-field select { height: 50px; border: 1px solid var(--v5-line-2); border-radius: 12px; padding: 0 14px; font: 600 16px var(--v5-font); color: var(--v5-ink); background: #fff; width: 100%; font-variant-numeric: tabular-nums; }
.lib-field input:focus, .lib-field select:focus { outline: 3px solid var(--v5-b-100); border-color: var(--v5-b-500); }
.lib-field-row { display: grid; grid-template-columns: 1fr 1fr; grid-template-rows: auto auto auto; column-gap: 12px; row-gap: 0; }
.lib-field-row > .lib-field { grid-row: span 3; grid-template-rows: subgrid; row-gap: 6px; }
.lib-field-row > .lib-field > label, .lib-field-row > .lib-field > .lib-field-label { align-self: end; }
.lib-field-row > .lib-field > :nth-child(2) { align-self: start; }
.lib-seg { display: grid; grid-auto-flow: column; grid-auto-columns: 1fr; gap: 4px; background: #eef3f9; border-radius: 12px; padding: 4px; }
.lib-seg button { border: 0; background: transparent; border-radius: 9px; padding: 10px 12px; font: 600 14px var(--v5-font); color: var(--v5-ink-2); cursor: pointer; }
.lib-seg button[aria-pressed="true"] { background: #fff; color: var(--v5-b-700); box-shadow: 0 1px 2px rgba(11,31,51,.08), 0 6px 14px -8px rgba(11,31,51,.25); }
.lib-kpis { display: grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); gap: 12px; }
@media (max-width: 560px) { .lib-kpis { grid-template-columns: 1fr 1fr; } .lib-kpi.hero { grid-column: 1 / -1; } }
.lib-kpi { background: #fff; border: 1px solid var(--v5-line); border-radius: 16px; padding: 14px 16px; min-width: 0; }
.lib-kpi span { display: block; font-size: 12.5px; font-weight: 600; color: var(--v5-mute); line-height: 1.35; }
.lib-kpi b { display: block; margin-top: 6px; font-size: clamp(20px, 2vw, 27px); line-height: 1.1; font-weight: 800; letter-spacing: -0.02em; color: var(--v5-ink); font-variant-numeric: tabular-nums; overflow-wrap: anywhere; }
.lib-kpi.hero { background: linear-gradient(150deg, var(--v5-b-600), var(--lib-navy-2)); border-color: transparent; }
.lib-kpi.hero span { color: rgba(231,240,250,.8); }
.lib-kpi.hero b { color: #fff; }
.lib-tool-out .lib-table { margin: 0; }
.lib-tool-head { margin: 0; font-size: clamp(18px, 1.6vw, 22px); line-height: 1.45; font-weight: 500; letter-spacing: -0.01em; color: var(--v5-ink); max-width: 60ch; }
.lib-tool-head b { color: var(--v5-b-700); font-weight: 800; }
.lib-tool-sub { display: block; margin-top: 8px; font-size: 15px; font-weight: 500; color: var(--v5-mute); letter-spacing: 0; }
.lib-tool-h { margin: 6px 0 -8px; font-size: 17px; font-weight: 700; color: var(--v5-ink); letter-spacing: -0.01em; }
.lib-tool-out .lib-viz { padding: 16px 14px 8px; }
.lib-tool-note { font-size: 12.5px; line-height: 1.55; color: var(--v5-mute); margin: 0; }
.lib-yby summary { cursor: pointer; font-size: 14.5px; font-weight: 700; color: var(--v5-b-600); padding: 4px 0; }
.lib-yby[open] summary { margin-bottom: 10px; }
.lib-tool-cta { display: flex; flex-wrap: wrap; gap: 14px; align-items: center; justify-content: space-between; padding: 18px 20px; border-radius: 16px; background: linear-gradient(135deg, var(--lib-navy-2), var(--lib-navy)); color: #fff; }
.lib-tool-cta span { font-size: 15px; line-height: 1.45; max-width: 44ch; color: rgba(231,240,250,.9); }
.lib-tool-cta .v5-btn { background: #fff; color: var(--v5-b-700); border-color: #fff; }
.lib-field[hidden], .lib-field-row [hidden] { display: none !important; }

/* Form pages: start card */
.lib-start { display: flex; flex-wrap: wrap; gap: 18px; align-items: center; justify-content: space-between; padding: 26px; border-radius: var(--lib-r); color: #fff; background: radial-gradient(420px 220px at 100% 0%, rgba(40,161,224,.45), transparent 70%), linear-gradient(135deg, var(--lib-navy-2), var(--lib-navy)); }
.lib-start h2 { margin: 0 0 6px; font-size: 23px; color: #fff; }
.lib-start p { margin: 0; color: rgba(231,240,250,.82); max-width: 50ch; }
.lib-start .v5-btn { background: #fff; color: var(--v5-b-700); border-color: #fff; }

/* Phone refinements */
.lib-mquote { display: none; }
@media (max-width: 1099px) {
  .lib-mquote { display: grid; gap: 12px; margin: 0 0 32px; padding: 22px; border-radius: var(--lib-r); color: #fff; background: radial-gradient(300px 200px at 100% 0%, rgba(40,161,224,.5), transparent 70%), linear-gradient(160deg, var(--lib-navy-2), var(--lib-navy)); }
  .lib-mquote b { font-size: 18px; line-height: 1.3; }
  .lib-mquote span { font-size: 14.5px; color: rgba(231,240,250,.82); line-height: 1.5; }
  .lib-mquote .v5-btn { background: #fff; color: var(--v5-b-700); border-color: #fff; width: 100%; }
}
@media (max-width: 640px) {
  .lib-byline { align-items: flex-start; }
  .lib-byline .meta { flex-direction: column; gap: 2px; }
  .lib-byline .meta span + span::before { display: none; }
  .lib-verdict { padding: 20px 20px 20px 24px; }
  .lib-verdict p { font-size: 16.5px; }
  .lib .v5-prose { font-size: 17px; }
  .lib-tool-in, .lib-tool-out { padding: 20px; }
}

/* ---------- Full-screen quote flow ---------- */
html.qs-open, html.qs-open body { overflow: hidden; }
.qs { position: fixed; inset: 0; z-index: 1000; display: none; grid-template-columns: minmax(0, 420px) minmax(0, 1fr); background: #fff; font-family: var(--v5-font); color: var(--v5-ink); }
.qs.is-open { display: grid; animation: qs-in 220ms var(--v5-ease); }
@keyframes qs-in { from { opacity: 0; } to { opacity: 1; } }
.qs-side { position: relative; overflow: hidden; isolation: isolate; color: #fff; padding: 32px 36px; background: radial-gradient(500px 340px at 100% 0%, rgba(40,161,224,.35), transparent 70%), linear-gradient(180deg, #0a2a4a, #0b1f33); }
.qs-side::before { content: ""; position: absolute; inset: 0; z-index: -1; background-image: linear-gradient(rgba(127,192,251,.07) 1px, transparent 1px), linear-gradient(90deg, rgba(127,192,251,.07) 1px, transparent 1px); background-size: 48px 48px; }
.qs-side-in { height: 100%; display: flex; flex-direction: column; gap: 28px; }
.qs-side .qs-logo img { filter: brightness(0) invert(1); height: 30px; width: auto; }
.qs-side-copy { margin-top: auto; }
.qs-side-k { color: #7fc0fb; font-size: 14px; font-weight: 700; margin: 0 0 10px; }
.qs-side h2 { font-size: 32px; line-height: 1.15; letter-spacing: -0.025em; margin: 0 0 18px; color: #fff; }
.qs-side ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; }
.qs-side li { position: relative; padding-left: 28px; font-size: 15px; color: rgba(231,240,250,.88); }
.qs-side li::before { content: ""; position: absolute; left: 0; top: 2px; width: 18px; height: 18px; border-radius: 50%; background: rgba(40,161,224,.25) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%237fc0fb' stroke-width='3.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 13l4 4 10-10'/%3E%3C/svg%3E") center / 10px no-repeat; }
.qs-person { display: flex; align-items: center; gap: 12px; padding: 14px; border-radius: 16px; background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.12); }
.qs-person img { width: 48px; height: 48px; border-radius: 50%; object-fit: cover; object-position: 50% 15%; }
.qs-person b { display: block; font-size: 15px; color: #fff; }
.qs-person span { font-size: 13px; color: rgba(231,240,250,.75); }
.qs-curves { position: absolute; z-index: -1; left: 0; right: 0; bottom: 0; width: 100%; height: 55%; }
.qs-curves path { fill: none; stroke: #28a1e0; stroke-opacity: .45; stroke-width: 1.5; }
.qs-main { position: relative; display: flex; flex-direction: column; min-height: 0; }
.qs-top { display: flex; align-items: center; gap: 16px; padding: 18px 28px; }
.qs-logo-m { display: none; }
.qs-bar { flex: 1; height: 5px; border-radius: 5px; background: #e9f0f7; overflow: hidden; }
.qs-bar span { display: block; height: 100%; width: 0; border-radius: 5px; background: linear-gradient(90deg, #008bf9, #14b8a6); transition: width 320ms var(--v5-ease); }
.qs-close { width: 42px; height: 42px; border-radius: 50%; border: 1px solid #e4ecf4; background: #fff; display: grid; place-items: center; cursor: pointer; color: #3b4c5e; }
.qs-close svg { width: 18px; height: 18px; }
.qs-close:hover { background: #eef6ff; }
.qs-stage { flex: 1; overflow-y: auto; padding: 12px 28px 32px; }
.qs-step { max-width: 640px; margin: 0 auto; padding-top: clamp(12px, 5vh, 56px); animation: qs-step 260ms var(--v5-ease); }
.qs-step.qs-cal-step { max-width: 980px; }
@keyframes qs-step { from { opacity: 0; transform: translateY(10px); } to { opacity: 1; transform: none; } }
@media (prefers-reduced-motion: reduce) { .qs.is-open, .qs-step { animation: none; } .qs-bar span { transition: none; } }
.qs-back { display: inline-flex; align-items: center; gap: 6px; border: 0; background: none; padding: 6px 0; margin-bottom: 14px; font: 600 14px var(--v5-font); color: #0077db; cursor: pointer; }
.qs-back svg { width: 16px; height: 16px; }
.qs-k { margin: 0 0 8px; font-size: 14px; font-weight: 700; color: #0077db; }
.qs h1 { font-size: clamp(28px, 3.4vw, 40px); line-height: 1.12; letter-spacing: -0.028em; margin: 0; color: #0b1f33; outline: none; text-wrap: balance; }
.qs-sub { margin: 12px 0 0; font-size: 17px; line-height: 1.55; color: #3b4c5e; }
.qs-cards { display: grid; gap: 12px; margin-top: 28px; }
.qs-cards.c2 { grid-template-columns: 1fr 1fr; }
@media (max-width: 560px) { .qs-cards.c2 { grid-template-columns: 1fr; } }
.qs-cards button { display: grid; gap: 4px; text-align: left; padding: 20px 22px; min-height: 76px; border-radius: 16px; border: 1.5px solid #dbe5ef; background: #fff; cursor: pointer; font-family: inherit; transition: border-color 150ms, box-shadow 150ms, background 150ms; }
.qs-cards button b { font-size: 17px; color: #0b1f33; }
.qs-cards button span { font-size: 14px; color: #66778a; }
.qs-cards button:hover { border-color: #7fc0fb; box-shadow: 0 12px 30px -18px rgba(0,119,219,.55); }
.qs-cards button[aria-checked="true"] { border-color: #008bf9; background: #eef6ff; box-shadow: 0 0 0 3px rgba(0,139,249,.15); }
.qs-cards button:focus-visible, .qs-go:focus-visible, .qs-days button:focus-visible, .qs-times button:focus-visible { outline: 3px solid rgba(0,139,249,.45); outline-offset: 2px; }
.qs-form { display: grid; gap: 16px; margin-top: 26px; }
.qs-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
@media (max-width: 560px) { .qs-row { grid-template-columns: 1fr; } }
.qs-field { display: grid; gap: 6px; border: 0; margin: 0; padding: 0; min-width: 0; }
.qs-field label, .qs-field legend { font-size: 14px; font-weight: 700; color: #0b1f33; padding: 0; margin-bottom: 2px; }
.qs-field input, .qs-field select { height: 54px; border: 1.5px solid #dbe5ef; border-radius: 14px; padding: 0 16px; font: 600 17px var(--v5-font); color: #0b1f33; background: #fff; width: 100%; }
.qs-field input:focus, .qs-field select:focus { outline: 3px solid rgba(0,139,249,.18); border-color: #008bf9; }
.qs-field input[aria-invalid="true"], .qs-field select[aria-invalid="true"] { border-color: #b4372a; }
.qs-hint { margin: 0; min-height: 0; font-size: 13px; color: #66778a; }
.qs-hint:empty { display: none; }
.qs-hint.err { color: #b4372a; font-weight: 600; }
.qs-link { border: 0; background: none; padding: 0; font: 700 13px var(--v5-font); color: #0077db; text-decoration: underline; cursor: pointer; }
.qs-chips { display: flex; flex-wrap: wrap; gap: 8px; }
.qs-chips label { cursor: pointer; }
.qs-chips input { position: absolute; opacity: 0; pointer-events: none; }
.qs-chips span { display: inline-flex; align-items: center; min-height: 44px; padding: 0 16px; border-radius: 999px; border: 1.5px solid #dbe5ef; font-size: 15px; font-weight: 600; color: #3b4c5e; }
.qs-chips input:checked + span { border-color: #008bf9; background: #eef6ff; color: #0062b8; }
.qs-chips input:focus-visible + span { outline: 3px solid rgba(0,139,249,.35); }
.qs-consent { display: grid; grid-template-columns: 22px 1fr; gap: 12px; align-items: start; cursor: pointer; font-size: 12.5px; line-height: 1.55; color: #66778a; padding: 14px 16px; border-radius: 14px; background: #f5f9fd; }
.qs-consent input { width: 20px; height: 20px; margin: 1px 0 0; accent-color: #008bf9; }
.qs-consent b { display: block; font-size: 14px; color: #0b1f33; margin-bottom: 4px; }
.qs-go { width: 100%; min-height: 56px; font-size: 17px; justify-content: center; }
.qs-go[disabled] { opacity: .7; cursor: progress; }
.qs-foot { padding: 14px 28px; font-size: 12.5px; color: #66778a; text-align: center; border-top: 1px solid #eef3f8; }
.qs-foot a { color: inherit; }

.qs-fine { margin: 14px 0 0; font-size: 12px; line-height: 1.55; color: #66778a; }

.qs-done { text-align: center; max-width: 520px; margin: 0 auto; display: grid; justify-items: center; gap: 14px; }
.qs-check { width: 64px; height: 64px; border-radius: 50%; display: grid; place-items: center; background: #d8f2e5; color: #0f8a5f; }
.qs-check svg { width: 30px; height: 30px; }

@media (max-width: 980px) {
  .qs { grid-template-columns: 1fr; }
  .qs-side { display: none; }
  .qs-logo-m { display: block; }
  .qs-logo-m img { height: 26px; width: auto; }
  .qs-top { padding: 12px 16px; }
  .qs-stage { padding: 8px 18px 28px; }
}
.qs h1[tabindex="-1"]:focus, .qs h1[tabindex="-1"]:focus-visible { outline: none !important; box-shadow: none !important; }

/* ---------- Quote flow v3 (2026-09-23): larger type for older readers, aligned rows ---------- */
.qs-side .qs-logo img { height: 42px; width: auto; }
.qs-logo-m img { height: 33px !important; width: auto; }
.qs-k { font-size: 16px; }
.qs-sub { font-size: 19px; }
.qs-field { align-content: start; }
.qs-field label, .qs-field legend { font-size: 15px; }
.qs-legend-note { font-weight: 500; color: #66778a; margin-left: 4px; }
.qs-hint { font-size: 14px; }
.qs-step.qs-results-step { max-width: 1060px; }
.qs-step.qs-cal-step { max-width: 1120px; }

/* Carrier logos: side panel and results */
.qs-carriers { margin-top: 26px; }
.qs-carriers p { margin: 0 0 12px; font-size: 14px; color: rgba(231,240,250,.8); }
.qs-carriers p b { color: #fff; }
.qs-logos { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 8px; }
.qs-logo-chip { display: flex; align-items: center; justify-content: center; height: 46px; padding: 8px 10px; border-radius: 10px; background: #fff; }
.qs-logo-chip img { max-width: 100%; max-height: 28px; width: auto; height: auto; object-fit: contain; }
.qs-logo-chip.is-text { font-size: 12.5px; font-weight: 700; color: #0b1f33; text-align: center; line-height: 1.2; }
.qs-carriers-row { margin-top: 22px; }
.qs-carriers-row p { color: #66778a; font-size: 15px; }
.qs-carriers-row p b { color: #0b1f33; }
.qs-carriers-row .qs-logos { grid-template-columns: repeat(5, minmax(0, 1fr)); }
.qs-carriers-row .qs-logo-chip { border: 1px solid #e4ecf4; height: 54px; }
@media (max-width: 700px) { .qs-carriers-row .qs-logos { grid-template-columns: repeat(2, minmax(0, 1fr)); } }

/* Results: three option cards whose rows line up (subgrid) */
.qs-opts { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); grid-template-rows: repeat(6, auto); column-gap: 16px; margin-top: 30px; }
.qs-opt { position: relative; grid-row: span 6; display: grid; grid-template-rows: subgrid; row-gap: 0; padding: 26px 24px 22px; border-radius: 20px; border: 1.5px solid #e4ecf4; background: #fff; }
.qs-opt.best { border-color: #008bf9; box-shadow: 0 24px 50px -30px rgba(0,119,219,.6); background: linear-gradient(180deg, #f3f9ff, #fff 45%); }
.qs-badge { position: absolute; top: -13px; left: 20px; font-size: 13px; font-weight: 700; color: #fff; background: linear-gradient(90deg, #008bf9, #14b8a6); padding: 5px 12px; border-radius: 999px; }
.qs-opt-k { margin: 0; font-size: 15px; font-weight: 700; color: #0077db; }
.qs-opt h2 { margin: 6px 0 0; font-size: 26px; line-height: 1.15; letter-spacing: -0.02em; color: #0b1f33; }
.qs-opt-full { margin: 2px 0 0; font-size: 15.5px; font-weight: 600; color: #3b4c5e; }
.qs-stat { margin-top: 18px; padding: 14px 16px; border-radius: 14px; background: #f5f9fd; align-self: start; }
.qs-opt.best .qs-stat { background: #fff; box-shadow: inset 0 0 0 1px #dcedff; }
.qs-stat span { display: block; font-size: 13.5px; font-weight: 700; color: #66778a; }
.qs-stat b { display: block; margin-top: 2px; font-size: 30px; line-height: 1.1; font-weight: 800; letter-spacing: -0.02em; color: #0b1f33; font-variant-numeric: tabular-nums; }
.qs-note { margin: 14px 0 0; font-size: 16px; line-height: 1.55; color: #3b4c5e; }
.qs-big { margin-top: 16px; padding-top: 14px; border-top: 1px dashed #dbe5ef; align-self: end; }
.qs-big b { display: block; font-size: 23px; color: #0062b8; font-variant-numeric: tabular-nums; }
.qs-big span { display: block; margin-top: 2px; font-size: 14.5px; line-height: 1.45; color: #66778a; }
@media (max-width: 900px) {
  .qs-opts { grid-template-columns: 1fr; grid-template-rows: none; row-gap: 22px; }
  .qs-opt { grid-row: auto; display: flex; flex-direction: column; }
  .qs-opt > * { align-self: stretch; }
}
.qs-cta { display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 20px; align-items: center; margin-top: 22px; padding: 26px 28px; border-radius: 20px; color: #fff; background: radial-gradient(420px 220px at 100% 0%, rgba(40,161,224,.45), transparent 70%), linear-gradient(135deg, #0a2a4a, #0b1f33); }
.qs-cta h2 { margin: 0 0 6px; font-size: 24px; color: #fff; letter-spacing: -0.015em; }
.qs-cta p { margin: 0; color: rgba(231,240,250,.85); font-size: 16px; line-height: 1.5; max-width: 56ch; }
.qs-cta .qs-go { width: auto; background: #fff; color: #0062b8; border-color: #fff; padding: 0 28px; }
@media (max-width: 900px) {
  .qs-cta { grid-template-columns: 1fr; position: sticky; bottom: 0; z-index: 3; padding: 16px; gap: 12px; box-shadow: 0 -12px 30px -12px rgba(11,31,51,.35); }
  .qs-cta h2 { font-size: 18px; margin: 0; }
  .qs-cta p { display: none; }
  .qs-cta .qs-go { width: 100%; }
}

/* Calendar: coordinator | month | times */
.qs-book { display: grid; grid-template-columns: 300px minmax(0, 1fr); gap: 24px; align-items: stretch; }
.qs-host { display: flex; flex-direction: column; align-items: flex-start; padding: 28px 26px; border-radius: 22px; background: linear-gradient(180deg, #f3f9ff, #f8fbfe); border: 1px solid #e4ecf4; }
.qs-host img { width: 132px; height: 132px; border-radius: 50%; object-fit: cover; object-position: 50% 15%; border: 5px solid #fff; box-shadow: 0 16px 34px -16px rgba(11,31,51,.5); }
.qs-host-k { margin: 18px 0 0; font-size: 14px; font-weight: 700; color: #0077db; }
.qs-host-name { margin: 2px 0 0; font-size: 22px; font-weight: 800; color: #0b1f33; letter-spacing: -0.01em; }
.qs-host-org { margin: 2px 0 0; font-size: 15px; line-height: 1.45; color: #66778a; }
.qs-host h1 { margin: 22px 0 0; padding-top: 20px; border-top: 1px solid #e4ecf4; font-size: 25px; line-height: 1.2; }
.qs-host .qs-sub { font-size: 16px; margin-top: 10px; }
.qs-facts { list-style: none; margin: 16px 0 0; padding: 0; display: grid; gap: 8px; }
.qs-facts li { position: relative; padding-left: 26px; font-size: 15px; font-weight: 600; color: #0b1f33; }
.qs-facts li::before { content: ""; position: absolute; left: 0; top: 2px; width: 18px; height: 18px; border-radius: 50%; background: #d8f2e5 url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230f8a5f' stroke-width='3.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 13l4 4 10-10'/%3E%3C/svg%3E") center / 10px no-repeat; }
.qs-sched { min-width: 0; padding: 24px 26px; border-radius: 22px; border: 1px solid #e4ecf4; background: #fff; box-shadow: 0 30px 60px -44px rgba(11,31,51,.35); }
.qs-sched-top { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 12px; margin-bottom: 16px; }
.qs-sched-top h2 { margin: 0; font-size: 22px; color: #0b1f33; letter-spacing: -0.01em; }
.qs-zone { display: inline-flex; align-items: center; gap: 8px; font-size: 14px; font-weight: 600; color: #66778a; }
.qs-zone select { height: 42px; border: 1.5px solid #dbe5ef; border-radius: 12px; padding: 0 12px; font: 600 15px var(--v5-font); color: #0b1f33; background: #fff; }
.qs-cal-body { display: grid; grid-template-columns: minmax(0, 1fr) 230px; gap: 26px; align-items: start; }
.qs-mhead { display: flex; align-items: center; justify-content: space-between; margin-bottom: 10px; }
.qs-mhead b { font-size: 17px; color: #0b1f33; }
.qs-mnav { width: 38px; height: 38px; border-radius: 50%; border: 1px solid #e4ecf4; background: #fff; font-size: 22px; line-height: 1; color: #0062b8; cursor: pointer; }
.qs-mnav:disabled { opacity: .35; cursor: default; }
.qs-dow, .qs-grid { display: grid; grid-template-columns: repeat(7, minmax(0, 1fr)); gap: 6px; text-align: center; }
.qs-dow span { font-size: 13px; font-weight: 700; color: #66778a; padding: 4px 0; }
.qs-grid > * { aspect-ratio: 1; max-height: 54px; display: flex; align-items: center; justify-content: center; border-radius: 50%; font-size: 16px; font-variant-numeric: tabular-nums; }
.qs-grid .off { color: #b3c0cd; }
.qs-grid button { border: 0; background: #eef6ff; color: #0062b8; font: 700 16px var(--v5-font); cursor: pointer; margin: 0 auto; width: 100%; max-width: 54px; }
.qs-grid button:hover { background: #dcedff; }
.qs-grid button[aria-pressed="true"] { background: #008bf9; color: #fff; box-shadow: 0 8px 18px -8px rgba(0,119,219,.8); }
.qs-slots h3 { margin: 4px 0 12px; font-size: 16px; color: #0b1f33; }
.qs-slots .qs-times { display: grid; grid-template-columns: 1fr; gap: 8px; max-height: 360px; overflow-y: auto; padding-right: 4px; }
.qs-times button { min-height: 50px; border-radius: 12px; border: 1.5px solid #b9dafe; background: #fff; font: 700 16px var(--v5-font); color: #0062b8; cursor: pointer; }
.qs-times button:hover { border-color: #008bf9; }
.qs-times button[aria-selected="true"] { border-color: #008bf9; background: #008bf9; color: #fff; }
.qs-confirm { margin-top: 20px; padding: 16px 18px; border-radius: 16px; background: #f5f9fd; border: 1px solid #dcedff; display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 14px; align-items: center; }
.qs-confirm p { margin: 0; font-size: 16px; line-height: 1.45; color: #3b4c5e; }
.qs-confirm p b { color: #0b1f33; }
.qs-confirm .qs-go { width: auto; padding: 0 28px; }
.qs-how { margin-top: 26px; padding: 24px 26px; border-radius: 22px; background: #0b1f33; color: #fff; }
.qs-how h2 { margin: 0 0 16px; font-size: 20px; color: #fff; }
.qs-how ol { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 16px; counter-reset: how; }
.qs-how li { counter-increment: how; display: grid; gap: 4px; align-content: start; }
.qs-how li::before { content: counter(how); width: 30px; height: 30px; border-radius: 10px; display: grid; place-items: center; margin-bottom: 6px; font-weight: 800; font-size: 15px; background: rgba(40,161,224,.25); color: #7fc0fb; }
.qs-how li b { font-size: 16px; }
.qs-how li span { font-size: 14.5px; line-height: 1.5; color: rgba(231,240,250,.8); }
.qs-done { text-align: center; max-width: 520px; margin: 0 auto; display: grid; justify-items: center; gap: 14px; }
.qs-check { width: 64px; height: 64px; border-radius: 50%; display: grid; place-items: center; background: #d8f2e5; color: #0f8a5f; }
.qs-check svg { width: 30px; height: 30px; }
@media (max-width: 1100px) { .qs-cal-body { grid-template-columns: 1fr; } .qs-slots .qs-times { grid-template-columns: repeat(3, minmax(0, 1fr)); max-height: none; } }
@media (max-width: 980px) {
  .qs-book { grid-template-columns: 1fr; }
  .qs-host { display: grid; grid-template-columns: 84px minmax(0, 1fr); column-gap: 16px; align-items: center; padding: 18px; }
  .qs-host img { width: 84px; height: 84px; border-width: 3px; grid-row: span 3; }
  .qs-host-k { margin: 0; } .qs-host-name { font-size: 19px; }
  .qs-host h1, .qs-host .qs-sub, .qs-host .qs-facts { grid-column: 1 / -1; }
  .qs-host h1 { font-size: 22px; margin-top: 16px; padding-top: 16px; }
  .qs-host .qs-facts { grid-template-columns: repeat(3, auto); justify-content: start; gap: 6px 14px; }
  .qs-sched { padding: 18px 16px; }
  .qs-how ol { grid-template-columns: 1fr 1fr; }
  .qs-confirm { grid-template-columns: 1fr; position: sticky; bottom: 0; box-shadow: 0 -10px 24px -14px rgba(11,31,51,.4); }
  .qs-confirm .qs-go { width: 100%; }
}
@media (max-width: 560px) {
  .qs-slots .qs-times { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .qs-how ol { grid-template-columns: 1fr; }
  .qs-host .qs-facts { grid-template-columns: 1fr; }
  .qs-sched-top { flex-direction: column; align-items: flex-start; }
}

/* Calculator: side-by-side comparison and full-width tables (2026-09-23) */
.lib-compare { display: grid; gap: 14px; }
.lib-compare .lib-tool-h { margin: 6px 0 0; }
.lib-compare-t { border: 1px solid var(--v5-line); border-radius: 18px; overflow: hidden; background: #fff; }
.lib-compare-r { display: grid; grid-template-columns: minmax(0, 1.4fr) minmax(0, 1fr) minmax(0, 1fr); align-items: center; border-top: 1px solid var(--v5-line); }
.lib-compare-r:first-child { border-top: 0; }
.lib-compare-r > * { padding: 12px 16px; min-width: 0; }
.lib-compare-r span { font-size: 15px; color: var(--v5-ink-2); }
.lib-compare-r b { font-size: 17px; font-weight: 700; color: var(--v5-ink); text-align: right; font-variant-numeric: tabular-nums; }
.lib-compare-r b.c0 { background: rgba(20, 184, 166, .06); }
.lib-compare-h b { font-size: 14px; text-align: right; color: #fff; }
.lib-compare-h { background: var(--lib-navy); }
.lib-compare-h b.c0 { background: #0f766e; }
.lib-compare-h b.c1 { background: #0a2a4a; }
.lib-compare-r b.win::before { content: ""; display: inline-block; width: 16px; height: 16px; margin-right: 8px; vertical-align: -2px; border-radius: 50%; background: #d8f2e5 url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230f8a5f' stroke-width='3.6' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 13l4 4 10-10'/%3E%3C/svg%3E") center / 9px no-repeat; }
.lib-compare-r.total { background: #f5f9fd; }
.lib-compare-r.total span { font-weight: 700; color: var(--v5-ink); }
.lib-compare-r.total b { font-size: 20px; font-weight: 800; }
@media (max-width: 560px) { .lib-compare-r > * { padding: 10px 10px; } .lib-compare-r span { font-size: 13.5px; } .lib-compare-r b { font-size: 15px; } .lib-compare-r.total b { font-size: 16px; } }
.lib-tool-wide { padding: 6px 30px 26px; border-top: 1px solid var(--v5-line); }
.lib-tool-wide[hidden] { display: none; }
.lib-tool-wide .lib-yby summary { padding: 16px 0 6px; }
.lib-tool-wide .lib-table { max-height: 640px; overflow: auto; }
.lib-tool-wide .lib-table table { font-size: 13.5px; min-width: 0; }
.lib-tool-wide .lib-table th, .lib-tool-wide .lib-table td { padding: 8px 10px; white-space: nowrap; text-align: right; }
.lib-tool-wide .lib-table th { font-size: 12.5px; white-space: normal; line-height: 1.25; vertical-align: bottom; }
@media (min-width: 1200px) { .lib-toolwrap .v5-wrap { max-width: 1440px; } }
.lib-tool-wide .lib-table th:first-child, .lib-tool-wide .lib-table td:first-child { position: sticky; left: 0; z-index: 1; text-align: left; }
.lib-tool-wide .lib-table td:first-child { background: #fff; }
.lib-tool-wide .lib-table thead th { position: sticky; top: 0; z-index: 2; }
.lib-tool-wide .lib-table thead th:first-child { z-index: 3; }
@media (max-width: 640px) { .lib-tool-wide { padding: 4px 16px 20px; } }

/* Roth calculator: tax bracket bar */
.rb { display: grid; gap: 12px; }
.rb .lib-tool-h { margin: 6px 0 0; }
.rb-bar { display: flex; height: 58px; border-radius: 14px; overflow: hidden; background: #f5f9fd; border: 1px solid var(--v5-line); }
.rb-seg { position: relative; min-width: 0; border-left: 2px solid #fff; background: #eef3f9; }
.rb-seg:first-child { border-left: 0; }
.rb-seg:nth-child(2) { background: #e6eef7; } .rb-seg:nth-child(3) { background: #dde8f3; } .rb-seg:nth-child(4) { background: #d4e2f0; } .rb-seg:nth-child(5) { background: #cbdcec; } .rb-seg:nth-child(6) { background: #c2d6e9; } .rb-seg:nth-child(7) { background: #b9d0e5; }
.rb-inc, .rb-cv { position: absolute; top: 0; bottom: 0; left: 0; }
.rb-inc { background: repeating-linear-gradient(135deg, #9fb3c8 0 6px, #b3c4d6 6px 12px); }
.rb-cv { background: linear-gradient(180deg, #2dd4bf, #0d9488); }
.rb-scale { display: flex; margin-top: -4px; }
.rb-scale > div { min-width: 0; padding: 0 4px; border-left: 1px solid var(--v5-line); overflow: hidden; }
.rb-scale > div:first-child { border-left: 0; }
.rb-scale b { display: block; font-size: 13.5px; font-weight: 800; color: var(--v5-ink); }
.rb-scale span { display: block; font-size: 11.5px; color: var(--v5-mute); white-space: nowrap; }
.rb-legend { display: flex; flex-wrap: wrap; gap: 6px 20px; font-size: 14px; color: var(--v5-ink-2); }
.rb-legend span { display: inline-flex; align-items: center; gap: 8px; }
.rb-legend i { width: 14px; height: 14px; border-radius: 4px; }
.rb-i-inc { background: repeating-linear-gradient(135deg, #9fb3c8 0 4px, #b3c4d6 4px 8px); }
.rb-i-cv { background: #14b8a6; }
.rb-table { margin: 0; }
.rb-table table { min-width: 0; font-size: 14px; }
.rb-table th, .rb-table td { padding: 9px 12px; }
.rb-table td:first-child { font-weight: 800; }
.rb-table tr.rb-on td { background: rgba(20,184,166,.08) !important; }
@media (max-width: 560px) { .rb-scale b { font-size: 11px; } .rb-scale span { display: none; } .rb-table th, .rb-table td { padding: 8px; font-size: 12.5px; } }

/* Annuity comparison tool */
.lib-quote-alt { display: inline-flex; align-items: center; gap: 6px; margin-top: 14px; font-size: 14px; font-weight: 700; color: #cfe7ff; text-decoration: none; }
.lib-quote-alt:hover { color: #fff; }
.lib-quote-alt svg { width: 14px; height: 14px; }
.cmp-pick { display: grid; grid-template-columns: minmax(0, 1fr) auto minmax(0, 1fr); gap: 14px; align-items: end; padding: 26px 28px; background: #fbfdff; border-bottom: 1px solid var(--v5-line); }
.cmp-pick select { font-size: 16px; }
.cmp-swap { width: 50px; height: 50px; border-radius: 50%; border: 1.5px solid var(--v5-line-2); background: #fff; color: var(--v5-b-600); cursor: pointer; display: grid; place-items: center; }
.cmp-swap svg { width: 20px; height: 20px; }
.cmp-swap:hover { border-color: var(--v5-b-500); background: var(--v5-b-50); }
.cmp-out { padding: 24px 28px 28px; display: grid; gap: 18px; }
.cmp-table { border: 1px solid var(--v5-line); border-radius: 18px; overflow: hidden; background: #fff; }
.cmp-row { display: grid; grid-template-columns: 200px minmax(0, 1fr) minmax(0, 1fr); border-top: 1px solid var(--v5-line); }
.cmp-row:first-child { border-top: 0; }
.cmp-row > * { padding: 13px 18px; min-width: 0; font-size: 15.5px; line-height: 1.5; color: var(--v5-ink); overflow-wrap: anywhere; }
.cmp-row > span { font-size: 14px; font-weight: 700; color: var(--v5-ink-2); background: #fafcfe; }
.cmp-row > div + div { border-left: 1px solid var(--v5-line); }
.cmp-row.key > div { background: rgba(0, 139, 249, .06); }
.cmp-row.key > span { box-shadow: inset 3px 0 0 var(--v5-b-500); }
.cmp-row a { color: var(--v5-b-600); font-weight: 600; }
.cmp-top > * { padding-top: 20px; padding-bottom: 20px; }
.cmp-top > span { background: #fff; }
.cmp-head { display: grid; gap: 6px; align-content: start; }
.cmp-logo { display: flex; align-items: center; height: 38px; }
.cmp-logo img { max-height: 34px; max-width: 180px; width: auto; height: auto; object-fit: contain; }
.cmp-carrier { font-size: 13px; font-weight: 700; color: var(--v5-b-600); }
.cmp-head b { font-size: 20px; line-height: 1.25; letter-spacing: -0.01em; }
.cmp-grade { justify-self: start; font-size: 12.5px; font-weight: 700; color: var(--v5-b-700); background: var(--v5-b-50); border: 1px solid var(--v5-b-100); border-radius: 999px; padding: 3px 10px; }
.cmp-head p { margin: 0; font-size: 14.5px; color: var(--v5-ink-2); }
.cmp-head a { display: inline; font-size: 14px; text-decoration: none; }
.cmp-head a svg { display: inline-block; width: 14px; height: 14px; vertical-align: -2px; margin-left: 4px; }
.cmp-pc ul { margin: 0; padding-left: 0; list-style: none; display: grid; gap: 8px; font-size: 14.5px; }
.cmp-pc li { position: relative; padding-left: 14px; }
.cmp-pc li::before { content: ""; position: absolute; left: 0; top: .6em; width: 6px; height: 6px; border-radius: 50%; }
.cmp-pc .pros li::before { background: var(--v5-ok); }
.cmp-pc .cons li::before { background: var(--v5-err); }
.cmp-pc .pros { background: linear-gradient(180deg, #f1fbf6, #fff 70%); }
.cmp-pc .cons { background: linear-gradient(180deg, #fdf4f2, #fff 70%); }
.cmp-none { margin: 0; color: var(--v5-mute); }
@media (max-width: 760px) {
  .cmp-pick { grid-template-columns: 1fr; padding: 18px; }
  .cmp-swap { justify-self: center; transform: rotate(90deg); width: 44px; height: 44px; }
  .cmp-out { padding: 16px; }
  .cmp-row { grid-template-columns: 1fr 1fr; }
  .cmp-row > span { grid-column: 1 / -1; padding: 8px 14px; font-size: 13px; }
  .cmp-row > div { padding: 11px 14px; font-size: 14.5px; }
  .cmp-row > div:nth-child(2) { border-left: 0; }
  .cmp-top > span { display: none; }
  .cmp-head b { font-size: 17px; }
}

.cmp-row > span small { display: block; margin-top: 3px; font-size: 12px; font-weight: 500; line-height: 1.4; color: var(--v5-mute); }
.cmp-row.key > div { font-weight: 700; font-size: 16.5px; }
.cmp-row.key > span { color: var(--v5-b-700); }
.cmp-sc { display: flex; align-items: flex-end; gap: 3px; height: 150px; padding-top: 4px; overflow-x: auto; }
.cmp-sc-y { flex: 1 1 0; min-width: 22px; height: 100%; display: flex; flex-direction: column; justify-content: flex-end; align-items: center; gap: 3px; }
.cmp-sc-y span { width: 100%; max-width: 34px; border-radius: 6px 6px 2px 2px; background: linear-gradient(180deg, #f59e0b, #fbbf24); }
.cmp-sc-y i { font-style: normal; font-size: 10.5px; font-weight: 700; color: var(--v5-ink-2); white-space: nowrap; }
.cmp-sc-y b { font-size: 11px; font-weight: 600; color: var(--v5-mute); }
.cmp-sc-zero span { background: #d8f2e5; }
.cmp-sc-zero i { color: var(--v5-ok); }
.cmp-sc-cap { margin: 8px 0 0; font-size: 13.5px; color: var(--v5-ink-2); }
.cmp-sc-none { margin: 0; color: var(--v5-ink-2); }
.cmp-sc-row > span::after { content: "Contract year"; display: block; margin-top: 10px; font-size: 11.5px; font-weight: 600; color: var(--v5-mute); }
@media (max-width: 760px) {
  /* Charts and lists need the full width on a phone: stack the two products, each labeled. */
  .cmp-sc-row, .cmp-pc { grid-template-columns: 1fr; }
  .cmp-sc-row > div, .cmp-pc > div { border-left: 0 !important; border-top: 1px solid var(--v5-line); }
  .cmp-sc-row > div::before, .cmp-pc > div::before { content: attr(data-name); display: block; margin-bottom: 8px; font-size: 13.5px; font-weight: 800; color: var(--v5-ink); }
  .cmp-sc { height: 130px; overflow: visible; gap: 2px; }
  .cmp-sc-y { min-width: 0; }
  .cmp-sc-y i { font-size: 8.5px; letter-spacing: -0.02em; }
  .cmp-sc-row > span::after { display: none; }
}